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John Cummuta

John Cummuta is creator of the best-selling Debt-FREE & Prosperous Living course. He is also a popular financial and business seminar leader. John was the first financial advisor, to teach that ALL personal debt is bad for the average American consumer — and his Transforming Debt to Wealth program has proven to be a fast-lane escape route for countless former credit-aholics. John’s unique financial strategies offer one of the few exit ramps from the highway to heartbreak. He has helped over a half million people position themselves to enjoy retirements that most people will only dream about.

After years of learning the most complex financial concepts, from the top names in the business, John has found that the basic steps for attaining personal financial independence are really uncomplicated and straightforward. They are the foundation of his Transforming Debt to Wealth system.
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  1. The Power of Perpetual Income

    The Power of Perpetual Income

    In this program John Cummuta, author of the popular Nightingale-Conant program Transforming Debt into Wealth®, examines four businesses that you could start and operate, simply and efficiently while you keep your regular job. Or, if you're looking for a way to gain the knowledge to start a home based business for yourself, these four businesses offer outstanding opportunities to do that as well. These businesses are reputable, realistic undertakings for the average person or household. Now there are lots of ways to make money, but many of them can be unusual, require rare skills, or are - quite frankly - shady. Many of them are nothing more than a 'get rich quick' scheme. The four businesses John teaches you about do not suffer from any of those handicaps. In addition, these businesses are contemporary opportunities, not just rehashes of well-worn topics as two of these businesses are based on the newer, exciting opportunities provided on the World Wide Web.

    The four businesses John teaches you about in this program are: The online auction business; buying and renting out residential real estate; creating and marketing information products, like books, audios, videos, newsletters, seminars, and the like; and the relatively new online affiliate marketing business. As you examine each of these four businesses, John will discuss their income potential, working the business part-time versus fulltime, the business's work-at-home potential, how the business actually works, any specialized knowledge that can be helpful, tools that can help make the business easier to start up and run, tips for success at the business, and additional information resources that can give you deeper knowledge about each business

    Each of these businesses offers unlimited growth potential, so, as John lays them out, any of them could grow from a part-time income stream to a full-time business for you. And any of these businesses could be successfully operated by anyone simply with an interest in it. It doesn't take any special education to succeed in any of these four businesses, it simply takes a willingness to learn how the business operates. That will be presented to you in The Power of Perpetual Income. With John's instruction, any of these businesses could be up and running in a matter of a few weeks to a couple months. Also in this program, John will share with you the many personal and tax benefits of adding to your income through one of these business as opposed to other methods such as getting a second job.

    Having the skills and knowledge necessary to produce or provide the product or service the business offers to its market is what makes any business not only successful, but profitable. That's what you'll discover in the information packed sessions of The Power of Perpetual Income.
    £79.95 Select
  2. Transforming Debt to Wealth

    Transforming Debt to Wealth

    Even if your credit cards are maxed out and you have a huge mortgage to pay off, you can still get rid of all your debt in about five to seven years – and begin rapid wealth-building – without sacrificing the things that matter most to you!

    This is as close to a financial chain reaction as you'll ever find. You'll be amazed how quickly your debts melt away, and how rapidly your net worth climbs!


    In this program, you'll learn how to prioritize and pay off every penny of your debt in the shortest possible time. You'll discover how to operate 100% on cash ... even in emergencies ... so you'll NEVER need to use credit again.


    Transforming Debt into Wealth will teach you how to focus every dollar you're currently using on debt payments toward building your wealth. And best of all, it will show you how to do all of this with the money you already make!


    In addition to getting and staying out of debt, Transforming Debt into Wealth will show you how to attain REAL financial freedom. You'll also learn simple, no-hassle strategies for investing your money for long-term growth. And without debt dragging you down, you'll be amazed at how quickly you can amass a fortune!


    Believe it or not, after their debts have been paid off, most people can retire in about 5 to 7 years – and they can achieve this using the money they are already bringing home! Far from being a lottery or a "get rich quick" scheme, this is a rock-solid plan – a plan that will absolutely work for you – a plan that will take you from debt to wealth.


    Listen to Transforming Debt into Wealth today and get on the path to REAL
    financial independence.


    You'll Learn:

    • How and why you've been misled and taken advantage of all your life by a system designed to keep you in a prison of debt.
    • How to stop car dealers from picking your pockets.
    • Why mortgage interest deductibility is the "Tax Shelter" lie.
    • How to calculate exactly when you'll be completely out of debt and when you'll be able to retire.Specific ways to cut daily shopping expenses without sacrificing the things you want most.
    • A simple, low-risk/high-return strategy for "stress-free" wealth building.
    • How to retire early, with your investments providing all the income you need.
    • How to redefine the "American Dream" to fit your personal vision of success
      and happiness.
    • And more!
    £81.65 Select
  3. The Wealth Machine

    The Wealth Machine

    In The Wealth Machine: How to Start, Build, and Market a Debt-Free Business That Fits Your Life you will learn not only how to start your dream business, but also how to build it debt-free. This informative and action-packed program is delivered by none other than John Cummuta, Nightingale-Conant's best-selling author of the Transforming Debt into Wealth system. An established and highly successful entrepreneur himself, John cuts through the motivational pep talks and teaches you proven business-building methods that have been used by the most successful entrepreneurs of all time. He provides you with the specific steps you must take to build a profitable business that lasts.

    With the growing volatility of the business world, now is the time to break free from being just a passenger in someone else's business to becoming captain of your own. By following the step-by-step guidelines that John has carefully planned for you, you will find yourself among the growing number of winning entrepreneurs who experience both financial and personal triumph … and in record time! Here are just some of the benefits that you will gain when you start your own business:
    • Current tax laws favor you as a business owner over a wage-earner.
    • You gain greater creative and financial control over your life.
    • You enjoy the prestige of being a successful entrepreneur.
    • You enjoy the adventure of doing something few people even attempt.
    • You design the look, feel, and personality of your business to match you and the life you desire to live.
    • You choose who you work with.
    • You feel the buzz when your business succeeds.
    • You get to define what success is for you!

    In this powerful step-by-step business-building system you'll learn:
    • Why your own business can be the BEST tool for building personal wealth.
    • How to transition from being an employee to an entrepreneur with ease.
    • How to choose the right kind of business for you.
    • How to make sure you have all the skills and tools to succeed.
    • The most important elements of a winning business plan.
    • How to assemble and keep a winning team.
    • Where to find capital.
    • What the government expects from your business.
    • Which advertising media are more effective.
    • How to turn prospects into customers and customers into repeat buyers.
    • How to write killer direct-mail packages.
    • How to turn your marketing into an automatic Sales Machine.
    • and much, much more!

    A small-business consultant, speaker, and seminar leader, John Cummuta is author of the best-selling Nightingale-Conant program Transforming Debt into Wealth. John has helped nearly a half million people position themselves to enjoy retirements most Americans will only dream about. John has started more than a half dozen successful businesses, one growing from his kitchen tabletop to $23 million in annual sales and 130 employees. He is a three-time Inc. 500 CEO. (Inc. magazine's list of 500 fastest growing private companies in America). John has been in "Who's Who in Sales and Marketing" since 1987. He has been a debt-elimination, wealth-building, and small business seminar instructor for more than a decade. John is also the creator of the best-selling Debt-FREE & Prosperous Living® Basic Course, the Customer-Focused Direct Marketing book, the SPEED™ direct marketing system, and the Sales Machine™ database marketing system.

    £99.95 Select
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